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Compare 3 loans:
Queensland Country Products
Product Secured Personal Loan Home Equity Loan Line of Credit
Interest rate from

Interest rate from

11.45 Percent per annum

Interest rate from

8.24 Percent per annum

Interest rate from

9.19 Percent per annum

Comparison rate from

Comparison rate from

12.37 Percent per annum 1

Comparison rate from

9.29 Percent per annum *1

Summary
Summary

Secured personal loan option to purchase a vehicle or use a vehicle as security for another purchase.

Summary

Allows you to borrow against the equity in your existing residential property to fund any worthwhile need.

Summary

An overdraft facility that provides you with a continual source of credit.

Features

Features

  • Variable rate
  • Available for a range of purposes
  • Terms up to 7 years
  • Pre-approval available to give you more bargaining power

Features

  • Borrow up to 90% of the value of your property
  • Choose weekly, fortnightly or monthly repayments
  • Make extra repayments without penalty
  • Terms up to 10 years

Features

  • Borrow up to 80% of the value of your property
  • Continual credit facility
  • No set repayments (interest only repayments are required if you reach your limit)
  • Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account
Loan Purpose

Loan Purpose

Any worthwhile purpose

Loan Purpose

Use the equity in your home to fund worthwhile purchases

Loan Purpose

Document fee

Document fee

[no]

Document fee

[no]

Document fee

Applies

Establishment fee

Establishment fee

$120

Establishment fee

$250

Establishment fee

$250

Monthly Loan Maintenance Fee

Monthly Loan Maintenance Fee

$10

Monthly Loan Maintenance Fee

Monthly Loan Maintenance Fee

Deposit Required

Deposit Required

[no]

Deposit Required

Deposit Required

Acceptable Security

Acceptable Security

New Car, Used Car

Acceptable Security

Acceptable Security

Term of loan

Term of loan

Up to 7 years

Term of loan

10 years

Term of loan

None

Min Loan Amount

Min Loan Amount

$1,000

Min Loan Amount

Min Loan Amount

Max Loan Amount

Max Loan Amount

$50,000

Max Loan Amount

Max Loan Amount

Repayment Frequency

Repayment Frequency

Weekly, Fortnightly or Monthly

Repayment Frequency

Repayment Frequency

Extra Repayments Allowed

Extra Repayments Allowed

[yes]

Extra Repayments Allowed

[yes]

Extra Repayments Allowed

100% Offset Account Available

100% Offset Account Available

[no]

100% Offset Account Available

[no]

100% Offset Account Available

[no]

Max Loan Value Ratio

Max Loan Value Ratio

100%

Max Loan Value Ratio

90%

Max Loan Value Ratio

80%