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All Fixed rate Variable rate Personal Investment Residential

Queensland Country Products
Product	Ultimate Home Loan Package (Variable) Owner Occupied	Ultimate Home Loan Package (Fixed) Owner Occupied	Ultimate Home Loan Package (Fixed) for Investors	Ultimate Home Loan Package (Line of Credit) for Investors	Ultimate Home Loan Package (Line of Credit)	Fixed Rate Home Loan for Investors	Fixed Rate Home Loan Owner Occupied	Standard Variable Rate Home Loan Owner Occupied	Standard Variable Rate Home Loan for Investors
Interest rate from	Interest rate from 5.89	Interest rate from 5.49	Interest rate from 5.69	Interest rate from 8.44	Interest rate from 8.44	Interest rate from 5.84	Interest rate from 5.84	Interest rate from 8.49	Interest rate from 8.49
Comparison rate from	Comparison rate from 6.24 *1	Comparison rate from 6.25 *^1	Comparison rate from 6.44 * ^ 1			Comparison rate from 7.84 *1	Comparison rate from 7.84 *1	Comparison rate from 8.63 *1	Comparison rate from 8.63 *1
Summary	Summary A variable rate home loan that comes with the whole banking package.	Summary A fixed rate home loan that comes with the whole banking package.	Summary A fixed rate home loan that comes with the whole banking package.	Summary A line of credit home loan that comes with the whole banking package.	Summary A line of credit home loan that comes with the whole banking package.	Summary Gives you certainty of knowing exactly what your interest rate will be for a fixed period.	Summary Gives you certainty of knowing exactly what your interest rate will be for a fixed period.	Summary A variable interest rate with lots of flexibility and features.	Summary A variable interest rate with lots of flexibility and features.
Features	Features Discounted variable interest rate# Your choice to arrange payments weekly, fortnightly or monthly No penalties for extra repayments Redraw facility available	Features Your choice to arrange payments weekly, fortnightly or monthly Make extra repayments up to an extra $10,000 per year in addition to your contracted repayments 100% mortgage offset account Redraw facility (for owner-occupied loans)	Features Your choice to arrange payments weekly, fortnightly or monthly Make extra repayments up to an extra $10,000 per year in addition to your contracted repayments 100% mortgage offset account Redraw facility available	Features Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account Borrow up to 80% of the value of your property No set repayments (interest only repayments are required if you reach your limit) Continual, cost effective credit facility	Features Have your pay deposited directly into the Line of Credit to reduce any interest charged and access your funds like a regular transaction account Borrow up to 80% of the value of your property No set repayments (interest only repayments are required if you reach your limit) Continual, cost effective credit facility	Features Your choice to arrange payments weekly, fortnightly or monthly 100% mortgage offset account Redraw facility available Ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments	Features Your choice to arrange payments weekly, fortnightly or monthly 100% mortgage offset account Redraw facility available Ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments	Features Variable interest rate Your choice to arrange payments weekly, fortnightly or monthly 100% mortgage offset account Redraw facility	Features Your choice to arrange payments weekly, fortnightly or monthly 100% mortgage offset account Redraw facility available No penalties for extra repayments
Document fee	Document fee [no]	Document fee Applies	Document fee Applies	Document fee [no]	Document fee [no]	Document fee Applies	Document fee Applies	Document fee Applies	Document fee Applies
Establishment fee	Establishment fee $0	Establishment fee $0	Establishment fee $0	Establishment fee $0	Establishment fee $0	Establishment fee $250	Establishment fee $250	Establishment fee $250	Establishment fee $250
Ongoing fees	Ongoing fees $395 package annual fee	Ongoing fees $395 package annual fee	Ongoing fees $395 package annual fee	Ongoing fees $395 package annual fee	Ongoing fees $395 package annual fee	Ongoing fees $10 per month	Ongoing fees $10 per month	Ongoing fees $5 per month	Ongoing fees $5 per month
Max Loan Value Ratio	Max Loan Value Ratio 95%	Max Loan Value Ratio 95%	Max Loan Value Ratio 95%	Max Loan Value Ratio 80%	Max Loan Value Ratio 80%	Max Loan Value Ratio 95%	Max Loan Value Ratio 95%	Max Loan Value Ratio 95%	Max Loan Value Ratio 95%
Max Loan Term	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years	Max Loan Term 30 years
100% Offset Account Available	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied	100% Offset Account Available Owner-occupied
Extra Repayments allowed	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]	Extra Repayments allowed [yes]
Loan Purpose	Loan Purpose Owner-occupied and investment	Loan Purpose Owner-occupied and investment	Loan Purpose Owner-occupied and investment	Loan Purpose Owner-occupied and investment	Loan Purpose Owner-occupied and investment	Loan Purpose Owner-occupied and Investment	Loan Purpose Owner-occupied and Investment	Loan Purpose Owner-occupied and Investment	Loan Purpose Owner-occupied and Investment
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