For a first hand perspective we touched base with Member Emma - a SmartBudget lover!
"Since utilising SmartBudget I have not stressed about my incoming bills for two years as it has allowed me to budget for other living expenses. I am left reassured that my bills are covered by the same fortnightly payment into my SmartBudget account.
Being able to view my ‘Rainy Day’ balance would have to be my favourite feature of SmartBudget, I can rest easy knowing that if a bigger than expected bill comes in the money is there to cover it.
I highly recommend this product to everyone. SmartBudget was a lifesaver when we first started using it. We were a single income family of three and without SmartBudget we would not have been able to live as comfortably as we have been."
SmartBudget in focus
SmartBudget is a clever bill paying and budgeting tool that allows you to set your budget for the year ahead. Achieve your yearly goals and aspirations faster knowing that your bills are taken care of.
To set up your SmartBudget account pop into your local branch with the bills you would like help managing. Our friendly team will total your bills for the upcoming 12 month period (including fees) and divide the amount by the number of pays you will receive in the same period. This will indicate the regular deposit amount required for your SmartBudget account.
PLUS after the first eight weeks we will continue to pay your nominated bills even if the funds are not available in your SmartBudget account.*
Concerned that one or more of your nominated variable bills will be more than the budgeted amount? No Problem! We also add a 10% contingency. This allows you to be reassured that funds will be available to pay the bill if it is a bit more than expected.
*SmartBudget accounts can not have a debit balance of $5000 or more at any time. Terms and conditions apply. This information does not take into account your objectives, financial situation or needs. Before acting on the information you should consider whether this product is right for you and seek your own advice.
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