Lifetime guarantee on authorised repairs
Listed events or accidental damage cover
Flood cover

Protect your home inside and out with combined Building and Contents Insurance.

Your buildings and items will be covered for a range of incidents. Plus, CGU offers a lifetime guarantee on the workmanship of authorised repairs to your home.

And if you’re looking for the highest level of cover, choose Building & Contents Plus when you’re getting a quote.

Features

  • Theft & vandalism: Cover for stolen items and damage to your items from robbery and vandalism, including stolen keys.
  • Flood, storm & storm surge: Cover for loss or damage to your home and items caused by flood, rainwater run-off, storm, storm surge and tsunami.1
  • Rebuilding your home: CGU pays to repair or rebuild your home up to the insured amount if it’s damaged by a covered event.
  • Fire: Cover for loss and damage to your home and items caused by fire (including bushfire).
  • Temporary accommodation: If your home can't be lived in after a covered event, CGU pays for temporary accommodation.2
  • Emergency repairs: If your home needs urgent repairs after an event CGU covers, CGU is available 24/7 to help keep you safe.
  • Visitors' belongings: Cover for your visitors' items (except money) if they're damaged by a covered event in your home (up to $2,500).
  • Liability for injury or damage: Cover for your legal liability in some situations if someone’s injured or their property’s damaged (up to $20m).3
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The fine print

Queensland Country Bank Limited ABN 77 087 651 027 AFS Licence No. 244533 acts under its own AFSL and under an agreement with the issuer, Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from www.cgu.com.au/.

What you need to know:
1 CGU don’t cover actions of the sea, such as tides and waves.
2 If you have Contents Insurance, and you're renting the home (a tenant), CGU pays the reasonable extra rent costs for temporary accommodation. If you own and live in your home (and it's part of a strata or similar scheme),CGU cover the reasonable costs of temporary accommodation. If you have Building Insurance with CGU Insurance, and you own and live in your home, CGU covers the costs for temporary accommodation that CGU agrees are reasonable and appropriate for you. Additional limits, exclusions and conditions apply.
3 Cover applies if the incident happens at your home (under Building insurance), and away from your home but still in Australia (under Contents insurance).