Queensland Country Bank offers a comprehensive suite of accounts and services tailored to support the financial well-being of its Members.
When planning to improve your money management, your accounts should adapt based your financial goals. Setting up 1-3 accounts can be a good rule of thumb that aligns to the 50-30-20 rule.
The 50-30-20 rule serves as a guideline for managing your finances, it suggests putting aside 50% to needs, 30% to wants, and 20% to savings.
Queensland Country Bank provides several account types to cater to different aspects of financial management, reflecting various budgeting strategies:
- Needs: Services like SmartBudget can assist in consolidating bills, offering an organised approach to managing essential spending.
- Wants: The All Access Account is designed for everyday transactions, providing flexibility for non-essential expenses.
- Savings: Accounts such as the Online Saver and Bonus Saver are available for those aiming to allocate a portion of their income towards savings, offering features to support growth over time.
In addition, we have accounts and services specifically for seniors, young adults, and children:
- Seniors (65+): The Pension Plus Account offers features tailored to the needs of pensioners and retirees without an account service fee.
- Young adults: The Learners & Earners All Access account and the Future start account are great as transaction and savings account without monthly fees.
- Children: The Star Saver account encourages young individuals to develop savings habits early on, great for savings.
This information is one option and acts as a guide only. It may not be best suited to your financial situation or goals.
If you have further questions on how to best structure your accounts, make an appointment to speak to one of our Money Mentors or get in touch today.