Up to 55 days interest free
Low annual fee
Rewards program

The Queensland Country Business Visa My Rewards Credit Card is a simple solution to managing your business’ cash flow and expenses.

The Business Visa My Rewards Credit Card gives you the flexibility and convenience to manage your day to day business finances and streamlines your expense management by providing detailed statements for the business and individual cardholder spending.

Our Business Visa My Rewards Credit Card is ideal if you:

  • Want a variety of access methods to your account
  • Want a convenient and flexible way to manage your day to day business finances
  • Want to streamline your expense management
  • Want to have multiple cardholders’ all with individual limits
  • Want to reduce transaction fees by receiving unlimited free purchases using the credit function

My Rewards program

The Queensland Country My Rewards program (My Rewards) is automatically included with your Business Visa My Rewards Credit Card* at no additional cost and allows you to earn reward dollars when you make eligible purchases on your Credit Card.

My Rewards provides a great opportunity to reward your business by putting all your business expenditures onto your Business Visa My Rewards Credit Card. Reward dollars are accumulated by spending with your Business Visa My Rewards Credit Card, earning one reward dollar for every $150 Australian dollars you spend on eligible purchases.

My Rewards dollars are credited directly to your Business Visa My Rewards Credit Card account each month. For further information on My Rewards refer to the Queensland Country My Rewards Terms and Conditions.

Features

  • Multiple cardholders, all with individual limits
  • Unlimited free purchases by pressing credit
  • Low interest rate
  • Low annual fee
  • Rewards program included - My Rewards
  • Free additional cards for business partners or staff
  • Up to 55 days interest free* on credit purchases
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Rates & Fees

Business Visa credit card 14.45Interest rate
Effective date from Thursday 22 June 2023
Fees
Annual fee $85
Document fee Price on application

Interest rate from

14.45 Percent per annum

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The fine print

Note: No interest free period applies on cash advances.

*If you pay your account in full by the due date each month.

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.

Important Information

If you wish to have both business and personal accounts with Queensland Country, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.

Normal lending criteria, terms and conditions apply and are available on request.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Financial Service Guide; Business Banking Brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; Visa Credit Card Conditions of Use and Business Interest Rates Schedule.