Use the equity in your home to renovate your existing place or purchase or build an investment property with a line of credit.

  • Line of Credit

    Our Line of Credit is an overdraft facility that provides you with a continual source of credit whenever needed.

    Interest rate from

    9.19 Percent per annum

Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.

Lenders Mortgage Insurance (LMI): Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

Standard Residential Security: All home and investment loan interest rates quoted apply only where standard residential security is provided, please refer to a Queensland Country Bank Specialist for further information.

Loan to Value Ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value.

^ To be eligible for the Ultimate Home Loan Package you must have a total loan amount of at least $100,000.

WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Target Market Determination; Home Loan brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; Financial Services Guide; Investment Loan Interest Rate Schedule: Owner Occupier Interest Rate Schedule and Credit Guide.

Rates and fees effective: 12th December 2024