Queensland Country Bank has plenty of options for Investment lenders. Enjoy the flexibility of added loan features as well as Line of Credit options!
Featuring a competitive rate for investors, the Ultimate Home Loan Package (Variable - residential investment) bundles together a range of discounts and benefits.
Interest rate from
5.94
Comparison rate from
6.29 *1
Featuring our lowest fixed rate, the Ultimate Home Loan Package (Fixed) locks in an interest rate for up to three years and bundles together a range of discounts and benefits.
Interest rate from
5.69
Comparison rate from
6.44 * ^ 1
Featuring our lowest rate for a line of credit, the Ultimate Home Loan Package (Line of Credit) allows you to draw up to your credit limit at any time and pay off as much or as little as you like.
Interest rate from
8.44
Our Fixed Rate Home Loan gives you certainty of knowing exactly what your regular repayments will be for a period of one, two or three years.
Interest rate from
5.84
Comparison rate from
7.84 *1
Our Standard Variable Rate Home Loan offers lots of flexibility and features with a variable interest rate.
Interest rate from
8.49
Comparison rate from
8.63 *1
With a Home Equity Loan you can fund home improvements, renovations, a car or any worthwhile need by borrowing against the equity in your existing residential property.
Interest rate from
7.99
Comparison rate from
9.40 *2
Our Line of Credit is an overdraft facility that provides you with a continual source of credit whenever needed.
Interest rate from
8.94
Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.
Fixed Rate Loan Expiry: Unless otherwise stated all fixed rate loans revert to the relevant Standard Variable Rate (Principal & Interest or Interest Only, as applicable) upon expiry of the fixed rate period.
Lenders Mortgage Insurance (LMI): Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.
Standard Residential Security: All residential investment loan interest rates quoted apply only where standard residential security is provided, please refer to a Queensland Country Bank Specialist for further information.
Loan to Value Ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value.
^ To be eligible for the Ultimate Home Loan Package you must have a total loan amount of at least $100,000.
* For new lending of at least $100,000 only. Not available for restructure of existing Queensland Country loan facilities. May be withdrawn at any time before a loan contract is entered into.
1 Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.
2 Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches.
Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Variable Home Loan Target Market Determination; Fixed Home Loan Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Investment Loan Interest Rate Schedule; and Credit Guide.
Rates and fees effective: 1st April 2025
See how you can pay off your loan faster
Test your borrowing power and estimate your repayments.
Find out which loan type is right for you