Queensland Country Bank has plenty of options for Investment lenders. Enjoy the flexibility of added loan features as well as Line of Credit options!

     

     

  • Standard Variable Rate Home Loan

    Our Standard Variable Rate Home Loan offers lots of flexibility and features with a variable interest rate.

    Interest rate from

    8.74 Percent per annum

    Comparison rate from

    8.88 Percent per annum *1

  • Home Equity Loan

    With a Home Equity Loan you can fund home improvements, renovations, a car or any worthwhile need by borrowing against the equity in your existing residential property.

    Interest rate from

    8.24 Percent per annum

    Comparison rate from

    9.29 Percent per annum *1

  • Fixed Rate Home Loan

    Our Fixed Rate Home Loan gives you certainty of knowing exactly what your regular repayments will be for a period of one, two or three years.

    Interest rate from

    6.24 Percent per annum

    Comparison rate from

    8.12 Percent per annum *1

  • Ultimate Home Loan Package (Line of Credit)

    Featuring our lowest rate for a line of credit, the Ultimate Home Loan Package (Line of Credit) allows you to draw up to your credit limit at any time and pay off as much or as little as you like.

    Interest rate from

    8.69 Percent per annum

  • Line of Credit

    Our Line of Credit is an overdraft facility that provides you with a continual source of credit whenever needed.

    Interest rate from

    9.19 Percent per annum

Rates are subject to change: Variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Credit approval and terms: Normal lending criteria, terms and conditions apply and will be included in our Offer and Loan Contract.

Fixed Rate Loan Expiry: Unless otherwise stated all fixed rate loans revert to the relevant Standard Variable Rate (Principal & Interest or Interest Only, as applicable) upon expiry of the fixed rate period.

Lenders Mortgage Insurance (LMI): Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

Standard Residential Security: All home and investment loan interest rates quoted apply only where standard residential security is provided, please refer to a Queensland Country Bank Specialist for further information.

Loan to Value Ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value.

^ To be eligible for the Ultimate Home Loan Package you must have a total loan amount of at least $100,000.

* For new lending of at least $100,000 only. Not available for restructure of existing Queensland Country loan facilities. May be withdrawn at any time before a loan contract is entered into.

2 Following fixed rate expiry, the loan will revert to a variable interest rate with a 2.3% discount off the Standard Variable Rate

3 Following fixed rate expiry, the loan will revert to a variable interest rate with a 2.1% discount off the Standard Variable Rate

4 Following fixed rate expiry, the loan will revert to a variable interest rate with a 0.5% discount off the Standard Variable Rate

WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Investment Loan Interest Rate Schedule; and Credit Guide.

Rates and fees effective: 12th December 2024

 

Investment News

Unpacking landlord’s insurance: Keeping your rental property protected

20 Jul 2023

Calling all residential property investors… have you insured your property? You might have heard of landlord’s insurance but aren’t too sure about all the nitty gritty details. Before you jump into searching for landlord’s insurance costs and quotes, let’s break it down so you know what landlord’s insurance does and does not cover, and can better understand why, as an investor, it’s important for you to have it.

Read article